The Process

FC&TA, will employ a proprietary process to identify and analyze key financial metrics for your business. Our process is detailed and is designed to assess your company’s suitability for the financing being requested. Our deep dive helps identify key risks and possible mitigants which are presented to lenders. This helps accelerate the decision making process and shorten the time required to achieve the desired financing.

  • We work with you and your financial partners such as accountants, bookkeepers, CFOs etc to better understand the financing requirements.
  • We will identify hurdles to the financing process and propose solutions.
  • We will scan the lender universe and identify partners that will be able to accommodate the proposed financing structure along with the risk involved in the deal
  • Prepare a financing proposal tailored to your business needs
  • Make formal presentations to lenders and negotiate the best possible deal
  • Work hand in hand with the various internal and external parties such as legal professionals, accountants and the new lender to ensure that the transaction is closed through a successful funding.

The Steps Of The Process


ANALYZE FINANCING REQUIREMENTS

We look in depth at your business, industry, company operations, strengths and weaknesses, funding needs, and credit risk profile. Based on the specific requirements of the above criteria, we assess your company’s qualification and make recommendations to prepare your company for financing.


CLIENT SERVICE AGREEMENT / NDA

FC&TA Capital provides you with a formal Client Service Agreement (CSA) and Non Disclosure Agreement (NDA) that outlines our services, scope of engagement and applicable fees.


EXECUTIVE SUMMARY FOR FINANCIAL INSTITUTIONS AND/OR ALTERNATIVE LENDERS

We create your Executive Summary that includes a detailed description of:

  • Your business (structure, model, etc.)
  • Your financial history and future projections
  • Your industry and the competitive landscape of the target market
  • A Financing Proposal that features specific sources and uses of financing
  • Credit Structure (terms and conditions of financing, documentation, security requirements, etc.)


INTRODUCTION TO FINANCIAL INSTITUTIONS AND ALTERNATIVE FUNDING SOURCES

Utilizing our extensive network, we make available all financial resources in your target marketplace. Using the above Executive Summary and your business objectives we source and secure the best financing solution for your business.


STRUCTURING THE DEAL

FC&TA experience helps us ascertain a client’s bottom line and where there is room for negotiation based on the company’s risk profile. Our deals are struck with the interests of you, the client, and the lending institution in mind to assure both parties are satisfied.


TERM SHEET

Once a lender is interested in financing your business, they will provide a brief document outlining the terms and conditions of their offer, subject to credit approval. The turnaround time varies depending on the complexity of the deal


NEGOTIATIONS

Financial negotiation is a skill gained over many years; it cannot be learned from a book or overnight. FC&TA is your practiced negotiator whose goal is to optimally structure your deal and certify its successful close.


SIGNING AND ACCEPTANCE

FC&TA acts as your personal guide, creating a smooth process through which there is full transparency regarding procedures. We also provide unparalleled assistance in finalizing details and ensuring an efficient and successful close of the deal. Our service continues long after your deal has funded, we are always there for our clients.


Introduction To Financial Institutions And Alternative Funding Sources

Utilizing our extensive network, we make available all financial resources in your target marketplace. Using the above Executive Summary and your business objectives we source and secure the best financing solution for your business.

Structuring The Deal

Forbes Capital experience helps us ascertain a client’s bottom line and where there is room for negotiation based on the company’s risk profile. Our deals are struck with the interests of you, the client, and the lending institution in mind to assure both parties are satisfied.

Term Sheet

Term Sheet Once a lender is interested in financing your business, they will provide a brief document outlining the terms and conditions of their offer, subject to credit approval. The turnaround time varies depending on the complexity of the deal

Negotiations

Financial negotiation is a skill gained over many years; it cannot be learned from a book or overnight. SGE Financial is your practiced negotiator whose goal is to optimally structure your deal and certify its successful close.

Signing And Acceptance

Forbes Capital acts as your consultant, creating a smooth process through which there is full transparency regarding procedures. We also provide unparalleled assistance in finalizing details and ensuring an efficient and successful close of the deal. Our service continues long after your deal has funded, we are always there for our clients.